CONVENTIONAL LOAN

A conventional loan is a mortgage loan not backed up or guaranteed by the government. This might be the loan for you if you're looking a loan with a fix interest rate and are expecting to settle down in one house for a long period of time.  A few benefits to a conventional loan is:

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  • Low-interest rate

  • Fast loan processing

  • Diverse down payments that can begin as low as 3% of the  home's sale price

  • Lower PMI rates than FHA

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